Scott R. Allen

Scott is a founder and Principal of zIngenuity, Inc. He directs most of his efforts towards strategic planning and business development. Scott enjoys life and works between rounds of golf. He retires pretty much annually, but is currently committed to working. Scott is available to consult with lenders, law firms and banking clients on strategic initiatives involving Mortgage Banking and/or Mortgage Finance.

Scott, a thirty year veteran of the mortgage industry, has experience in Mortgage Finance, Loan Origination and Sales Management with large financial institutions such as Banks, Investment Banks, Mortgage Conduits and Mortgage Insurance Companies. Companies which included: GE Mortgage Services, Prudential Securities, Coast Federal Bank, ITT Bank, Redwood Trust, and PMI Group. In 2004 after a brief retirement upon leaving PMI as their Group Vice President in charge of National Accounts and Capital Markets, Scott and David Reber formed zIngenuity to assist major lenders with strategic and structural improvements to their captive reinsurance entities.

Scott holds a BS in Business Administration from the University of Missouri.


Scott R. Allen
Phone: (805) 300-8267